info@joinassacco.com
+254 721 175585

Loan Products

Education Loan

School Fees Loan

Structured to facilitate all levels of learning for our members.

Loan Details
  • Interest Rate: 1% per month on reducing balance
  • Repayment Period: Up to 24 months
  • Eligibility: Must have 6 months of active membership.
  • Security: Guarantors or deposits
Development Loan

Development Loan

Our product designed to cater for both major and minor development projects for our members.It's a commodity used to fund individual or group ventures.

Loan Details
  • Get a Loan 3x your Deposits
  • Flexible Repayment Period
  • Affordable Interest Rates
  • Processed within 2 Weeks
Household Loan

Household Loan

Enhancing members’ living standards through acquiring household goods.

Loan Details
  • Quick Processing Period
  • Repayment Period up to 12 Months
  • Low Interest Rates
Emergency Loan

Emergency Loan

Available for urgent needs such as medical expenses or emergencies.

Loan Details
  • Processed within 24 Hours
  • Affordable Interest Rates
  • Repayment Period up to 12 Months
Bodaboda Loan

Bodaboda Loan

Assisting members in acquiring motorbikes conveniently.

Loan Details
  • 3 Months of Consecutive Saving
  • Collateral is the BodaBoda LogBook
  • Affordable Interest Rates
  • Repayment period 18 months
Re-finance Loan

Re-finance Loan

Boosting and reviving stalled projects like construction or business.

Loan Details
  • Repayment period 24 Months
  • Affordable Interest Rates
Instant Loan

Instant Loan

Short-term personal credit built for speed and convenience.

Loan Details
  • Processed Immediately
  • Affordable Interest Rates
  • Repayment Period up to 6 Months
Agricultural Loan

Agricultural Loan

Tailored to support members’ farming and agribusiness needs.

FOSA Products and Services

Asset Finance

Asset Financing

Supporting businesses and individuals acquire valuable, long-term assets like vehicles, machinery, equipment and land.

Johari

Johari Junior Savings Account

Savings account for children below 18 years.

Holiday Account

Holiday Account

A special savings account designed to help you set aside money throughout the year for holiday expenses like gifts, travel, and events.

Salary Advance

Salary Advance

Supporting members with an early access to a portion of your earned wages, to cover urgent expenses before payday.

Biashara Loan

Biashara Loan

Helping members expand and facilitate business ventures.

Instant Loan

Bankers Cheque

Short-term personal credit built for speed and convenience.