JOINAS DT SACCO SOCIETY LTD
WE FULFILL YOUR DREAMS
A trusted, SASRA licensed financial partner serving members since 1999.
JOINAS DT SACCO SOCIETY LIMITED, formerly known as Kiambaa Dairy Rural Sacco Limited, was registered in November 1999 with the aim of mobilizing savings for the purpose of lending to its members.
In January 2009, the Sacco established a Front Office Savings Activity (FOSA) which provides basic financial services including monthly milk payments, salary processing, loan disbursement amoung others.
In 2011,we opened a common bond. This signified the beginning of a new era of open membership where the Sacco welcomed members from other occupations and industries
Today, the Sacco is duly licensed as a deposit-taking institution by the Sacco Societies Regulatory Authority (SASRA), serving over 7,500 members across Kenya.
SASRA Licensed Deposit Taking SACCO — regulated, audited and trusted. Your savings are safe with us.
Your support is the foundation of our growth. Here's how you can help strengthen our Sacco:
Together, we grow stronger. Together, we build a better future.
The dedicated professionals driving Joinas Sacco forward
Real stories from members whose lives have been transformed through savings and affordable credit
Joinas Sacco helped me expand my business with a Development Loan at very affordable rates. The process was smooth and the staff were extremely helpful. I have been a member for over 10 years and I would not go anywhere else.
When school fees were due, I applied for the School Fees Loan and had the money in my account within two days. The 1% monthly rate is the most affordable I have found. My children never missed school because of Joinas.
I started saving through the FOSA account and used a Bodaboda Loan to buy my motorbike. Now I earn income every day and I am repaying comfortably. Joinas truly fulfills your dreams — it is not just a tagline!