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Email:info@joinassacco.com
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JOINAS SACCO
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DEVELOPMENT LOAN
Our product designed to cater for both major and minor development projects for our members.It's a commodity used to fund individual or group ventures.
Features
Get a loan 3X your savings.
Flexible repayment period.
Affordable interest rate on reducing balance.
Easy guaranteeing mechanism.
Quick processing period.
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BIASHARA LOAN
We have architectured this product to help our members expand ,facilitate and aid their businesses.
Features
No guarantors required.
Quick turn around time..
Low Interest rates.
Flexible repayment period.
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RE-FINANCE LOAN
We customized this product to boost and revive stalled projects such as construction,businesses,agricultural etc. This commodity is issued in addition to other loan products in cases whereas the amount earlier advanced was not sufficient to complete the project.
Features
Product is easily available to our members.
Repayment period is flexible.
Affordable interest rate on reducing balance.
Easy guaranteeing mechanism.
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SCHOOL FEES LOAN
This is our product structured to faciltate all levels of learning for our member.
Features
Processed within 24hours.
Benefits our members children and relatives.
Flexible repayment period.
low interest rates.
Up-to 3X your savings.
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EMERGENCY LOAN
Product available to our members to cater for their emergency needs like hospital bills, L.P.O's etc.
Features
Processed within 24hours.
30 days grace period.
Affordable interest rate.
Flexible Repayment period.
Facilitates for high priority needs.
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INSTANT LOAN
Our product in form of short-term personal credit, built for speed and convenience.Addresses immediate cash needs i.e. Court bails,Deals chap chap.
Features
Offers fast money solutions for emergencies.
Processed immediately.
Low interest rate.
Flexible repayment period.
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HOUSEHOLD LOAN
We developed this product to enhance and improve the living standards of our members through offering funds to enable them to acquire household goods such as TVs,Radios,Sofas etc.
Features
Product is readily available to our members.
Quick processing period.
Repayment period is flexible.
Low interest rate.
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BODABODA LOAN
We have this product available to assist active members who wish to venture or are in the bodaboda business acquire motorbikes conveniently.
Features
Three Months of consecutive saving.
No guarantors needed.
Low interest rates.
Free standing orders.
Flexible repayment period.
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AGRICULTURAL LOANS
These products are designed to cater for all our members farming needs.
Moo loan
Available to all active members for acquisition of high breed cows.
Biogas loan
We link members with a team of qualified professionals to assemble and install a Biogas Digester at your home with free maintenance.
Chuff cutter
This is for assisting our members acquire modern farming equipment's in order to simplify the workload of preparing feeds.
Feeds loan
Assists members in the acquistion of quality feeds for livestock.
Bima loan
Ensures that all our members insurance needs are catered for within the Sacco.
AI loan
This loan is to facilitate Veterinary needs for our members.