CURRENT ACCOUNT

This financial account enables our members to save and make withdrawals conveniently.

Features

Operates as main personal savings account.

Members use this account to channel loan disbursements, salaries/check-offs among others.

Free standing orders.

Safe and reliable.

Offers 24hrs access via our ATM platform and Mobile banking i.e. joinas sacco app.

FIXED DEPOSITS ACCOUNT

Our term deposit account, that provides a higher rate of interest than a regular savings account, at the given maturity date

Features

Available for all our members.

This account can be used for long and short term savings.

This product is best suitable for member with a high savings culture.

Attractive and competitive interest rates.

CHILDREN ACCOUNT

We've tailored this account for children. It allows our members to encourage their children to save while at the same time teaching them a good savings culture.

Features

Open for children under the age of 18years.

Reliable account.

Withdrawals available.

Free standing orders.

Earns competitive Interest.

HOLIDAY ACCOUNT

We have designed this account to assist our members in planning for holiday expenses early to avoid last minute rush.

Features

Promoting saving culture.

Aimed at ensuring holidays have a budget.

Free standing order.

Earns competitive interest.

Reliable financial account.

Ensures Customer Delight and preparedness around holidays.

SALARY ADVANCE

This is an advance payment offered by the sacco to our members whose salaries are being channeled through our society.

Processed immediately.

Long repayment duration.

low interest rates.

Free standing orders.

No guarantors needed.

OTHER FOSA SERVICES

M-banking services(Mobile Banking).

Safe custody for valuables.

Cheque clearance for valuables.

Bankers Cheque.

Standing Orders.

Co-op bank Agency

Equity Agency.

M-pesa Agency Services.

ATM Services.